Claims Assessment Software for Contested and Litigated Claims

Claims professionals have to assess a contested claim before the file is complete. OraClaim is defense-focused claims intelligence software for carriers, captives, self-insured organizations and their defense counsel. It structures the claim file, flags what is missing or disputed, and summarizes medical and wage-loss information. It is designed to speed triage and support an early, defensible liability view, while reserve and authority decisions stay with the claims professional.

Claims assessment workspace for contested claim files

Capabilities That Support Claims Assessment

OraClaim capabilities built to support the assessment of a contested claim.

Claim File Organization

Ingests and classifies medical records, statements and reports so the full claim file is searchable in one view.

Pre-Suit Incident Review

Organizes incident reports, statements and early records on potential claims before a demand or suit arrives.

Exposure Analysis Support

Gives the claims professional an early look at likely dispute points, medical drivers and potential damages scenarios before the first reserve discussion.

Medical and Wage-Loss Summaries

Synthesizes medical data, wage-loss information and treatment patterns into summaries that support reserve decisions.

Counsel Referral Packages

Prepares summaries, timelines and evidence packets when an assessed claim goes to defense counsel.

Historical Patterns

Structures and benchmarks your team's past case files, so patterns from similar matters inform the early read on a new claim.

Claims Assessment

What a Defensible Claims Assessment Involves

A claims assessment answers four questions: what happened, what the records prove, where the dispute lies and what is missing. OraClaim organizes the claim file so those questions are faster to answer. It flags causation issues, conflicting statements, unverified details and treatment concerns. The claims professional then uses that picture to set direction, request information, brief counsel and decide the reserve.

Claims professional reviewing organized claim file insights
Why OraClaim

Why OraClaim for Claims Assessment

OraClaim is built for the defense side of contested claims, not for generic document review or claims administration.

Built for the Carrier Side

Built for carriers, captives, self-insured organizations and the defense counsel they assign.

Early Gap Flags

Highlights causation issues, timeline gaps, treatment concerns and unverified details before direction is set.

No Unauthorized Human Review

OraClaim is designed as a closed, access-restricted environment for attorneys, claims professionals, and authorized client representatives. It does not permit human review of Confidential Information by its personnel or third parties except as expressly authorized by the customer for support or security purposes. See OraClaim's Product Privacy page.

Reserve-Support Summaries

Synthesizes medical data, wage-loss information and injury details for the reserve discussion.

Meet the OraClaim Founders

Built by claims, risk, and data security leaders.

Portrait of Mark Tepper, Co-founder and CEO of OraClaim

Mark Tepper

Co-founder & CEO

Mark Tepper is the Co-founder and CEO of OraClaim, an AI-powered platform purpose-built for defense lawyers and claims professionals. Drawing on his firsthand experience litigating claims and managing risk for enterprise companies and insurers, Mark identified a critical gap in the defense ecosystem: overwhelming claim volumes compounded by manual processes and unstructured data. This insight drove him to co-found OraClaim with the mission of leveling the playing field against plaintiff firms leveraging technology. Mark brings deep legal and risk management expertise to the company, guiding its strategic vision and ensuring the platform delivers real, measurable value to defense teams across the United States. His commitment to improving the lives of those who manage and defend claims is at the heart of everything OraClaim builds.

Portrait of Andy Anderson, Co-founder and COO at OraClaim

Andy Anderson

Co-founder & COO

Andy Anderson is the Co-founder and COO at OraClaim, bringing extensive expertise in insurance risk analysis and high-exposure claims management. Having spent his career analyzing risk for insurers and managing complex, high-stakes claims, Andy developed a deep understanding of the inefficiencies that put defense teams at a disadvantage relative to plaintiff firms embracing technology. This experience inspired him to co-found OraClaim alongside Mark Tepper, with the shared goal of transforming how defense lawyers and claims professionals work. As COO, Andy is dedicated to connecting defense organizations across the United States with OraClaim's AI-driven platform, helping them scale capacity, reduce costs, and achieve better outcomes on every claim without sacrificing quality.

Portrait of Ali Khan, Co-founder and Head of Engineering at OraClaim

Ali Khan

Co-founder & Head of Engineering

Ali Khan is the Co-founder and Head of Engineering at OraClaim, a seasoned data security engineering leader who plays a central role in building and safeguarding the platform's technical foundation. Recognized for his expertise in secure system architecture, Ali was brought on by co-founders Mark Tepper and Andy Anderson specifically to ensure that OraClaim's AI platform meets the highest standards of encryption, authentication, and data protection. His work underpins the trust that defense lawyers, insurance carriers, and claims organizations place in the platform every day. Ali is committed to delivering a robust, secure, and scalable solution that integrates seamlessly with existing practice management and document management systems, empowering defense teams to work smarter without compromising on security or accuracy.

Frequently Asked Questions

How is a claims assessment different from a case evaluation?

A claims assessment is the claims professional's early read of a contested claim, used for triage, reserves and the decision to involve counsel. A case evaluation often comes later and is prepared with defense counsel. OraClaim supports both, and the conclusions belong to the professionals.

What does a recorded statement add to an early claims assessment?

Does OraClaim set reserves?

Can OraClaim make assessments more consistent across a team?

Why does early assessment documentation matter if bad faith is alleged later?

Assessing Contested Claims at Volume?

See how OraClaim structures a contested claim file for assessment.

Investors

Backed by

MGV logo

MGV

Maschmeyer Group Ventures (MGV) is a SaaS-focused venture fund with a history of investing in insurtech startups.

Forum Ventures logo

Forum Ventures

Forum Ventures is an accelerator with a history of investing in technology for the insurance and legal sectors.

Newfund Capital logo

Newfund Capital

Newfund Capital is an early-stage VC firm based in Silicon Valley and Paris that finances seed-stage startups.

Meridian logo

Meridian

Meridian Ventures champions visionary founders, investing mainly at the pre-seed and seed stages.

Roo Capital logo

Roo Capital

Roo Capital backs companies in applied AI, vertical software, healthcare and cybersecurity, pairing capital with talent and commercial support.

See Claims Assessment in OraClaim

Book a demo to see how OraClaim surfaces gaps, dispute points and medical drivers before your team sets direction on a contested claim.

Contact Us Today

Prefer to talk? Call us at (650) 550-2920. You can also send us a quick email at legal@oraclaim.com.